2Max Group Kenya Ltd

National Hospital Insurance Fund – Kenya

The National Hospital Insurance Fund (NHIF) is a public fund set up to insure Kenyans against medical expenses. It was established by an Act of Parliament in 1966 and is one of the largest health insurance schemes in East Africa.

The main aim of the NHIF is to ensure that Kenyan citizens have access to quality healthcare without having to bear the financial burden. By providing coverage to individuals and families, they can receive treatment without worrying about expensive bills.

Benefits of NHIF in Kenya

NHIF provides many benefits to Kenyan citizens, some of which include:

  • Affordable Health Care:NHIF provides financial protection against costly medical bills. It also offers a range of benefits from inpatient services to outpatient services.
  • Simplified Claim Payment:Claims are simplified, which helps Kenyans access health care expenses with ease and better manage their finances.
  • Equitable Access:NHIF ensures equitable access to health care for all citizens, regardless of their economic status.
  • Improves Quality of Care:The fund helps improve the quality of care in Kenya by providing subsidies to providers who provide quality services.

Coverage Provided by NHIF in Kenya

NHIF provides essential coverage in Kenya that includes the following:

  • Inpatient Benefits:NHIF covers inpatient treatment, tests, and drugs.
  • Outpatient Benefits:NHIF covers outpatient visits, laboratory tests, drugs, and specialist consultations.
  • Maternity Benefits:NHIF covers childbirth expenses, including prenatal and postnatal care, immunization, and even family planning.
  • Dental Care:NHIF covers basic dental care, including dental surgery and prosthetics.
  • Rehabilitation Benefits:NHIF covers rehabilitative care, including physical, occupational, and speech therapy.


The National Hospital Insurance Fund (NHIF) is a vital component of Kenya’s healthcare system. It provides essential coverage to citizens and helps ensure everyone has access to quality healthcare. With the NHIF, Kenyans can enjoy peace of mind when it comes to medical expenses.

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