Definition

What is an Employer of Record in Kenya?

An Employer of Record (EOR) in Kenya is a registered Kenyan company that becomes the legal employer of your local workforce. It issues compliant employment contracts, manages payroll, and fulfils all statutory obligations under the Employment Act, Cap 226 — including PAYE, NSSF, SHIF, and the Affordable Housing Levy — while you retain complete operational control of your employees.

When you engage Two Max Group as your EOR partner, we assume full legal employer responsibility in Kenya. Our payroll team computes monthly gross-to-net salaries, files mandatory P10 returns with the Kenya Revenue Authority (KRA) before the 9th-of-month deadline, and ensures every requirement under Cap 226 is met — from probation terms to termination procedures.

For multinationals and foreign companies, this is the fastest legal route to hiring in Kenya. Registering your own entity takes 3–8 weeks. With Two Max Group, your people are active in 48 hours.

What Two Max Group manages as your Kenya EOR

  • Employment contracts — issued under Two Max Group's corporate identity, fully compliant with Cap 226 Section 9, covering probation, notice, leave, and severance
  • PAYE computation and KRA iTax filing — submitted before the 9th-of-month statutory deadline, zero late filings in 14+ years
  • NSSF Tier I & II — 6% employer + 6% employee contributions calculated and remitted to the NSSF monthly
  • SHIF (Social Health Insurance) — 2.75% of gross salary deducted and remitted to the Social Health Authority (SHA)
  • Affordable Housing Levy — 1.5% employer + 1.5% employee contributions filed via KRA iTax
  • Leave, disciplinary, and offboarding — managed by our IHRM-certified HR professionals
  • Work permit support — Class G Work Permits and Special Passes for expatriates integrated within EOR scope
EOR Deployment Tracker — Two Max Group
EOR Agreement Executed
Scope, SLA, and pricing confirmed
Complete
Employment Contracts Issued
Cap 226 compliant · English & Kiswahili
Complete
Statutory Registrations
KRA PAYE · NSSF · SHIF · Housing Levy
Complete
4
First Payroll Cycle Activated
Gross-to-net computed · Bank & M-Pesa configured
In Progress
5
Ongoing HR & Compliance Management
Monthly payroll · leave · P10 filing · reporting
Active
Use Cases

Who Needs an Employer of Record in Kenya?

Any foreign company that wants to employ people in Kenya without registering a local subsidiary is the primary candidate. This ranges from a US technology firm deploying its first Nairobi-based engineer, to a European multinational building a 50-person East Africa hub, to international development agencies managing donor-funded project teams.

Common EOR Kenya use cases

  • Foreign companies with no Kenyan entity — hire compliantly without the 3–8 week entity registration process
  • Market entry validation — test Kenya's commercial viability before committing capital to subsidiary incorporation
  • International NGOs and donor agencies — meet USAID, FCDO, EU, and UN payroll reporting requirements with audit-ready documentation
  • Technology companies expanding from EMEA — access Kenya's deep software engineering and fintech talent pool immediately
  • Companies mid-registration — bridge the gap between entity approval and when you need staff on the ground
  • Short-term or project-based teams — avoid the overhead of a permanent entity for fixed-duration deployments

Kenya is consistently ranked among East Africa's most attractive investment destinations. Two Max Group's EOR framework lets you capitalize on that — without compliance delays or regulatory exposure.

Process

How We Deploy Your Kenya Team in 48 Hours

Five steps separate your organisation from a fully compliant Kenya workforce. Two Max Group executes every step on your behalf. Here is exactly what happens from the moment you confirm engagement to the day your employees are operational.

STEP 01 · DAY 1

Engagement & Scoping

EOR framework agreement signed. Compensation packages, roles, and start dates confirmed. Work permit requirements assessed for any expatriate hires.
STEP 02 · DAY 1–2

Contracts & Statutory Registration

Cap 226 compliant employment agreements drafted and executed. KRA PAYE, NSSF, SHIF, and Housing Levy registrations completed for each employee.
STEP 03 · DAY 2

Payroll Activated

First payroll cycle established. Gross-to-net variables — PAYE, NSSF, SHIF, Housing Levy — computed. Bank and M-Pesa disbursement configured.
STEP 04 · MONTHLY

Payroll & Compliance Execution

Monthly payroll disbursed with itemised payslips. KRA P10 filed before the 9th-of-month deadline. NSSF, SHIF, and Housing Levy remitted to statutory deadlines.
STEP 05 · ONGOING

Full HR & Compliance Management

Annual leave (21 days), sick leave (30 days), maternity (3 months), and paternity (2 weeks) tracked and administered. Disciplinary procedures, work permits, offboarding settlements, and annual P9 tax certificates — all managed by our IHRM-certified team.
Full Scope

What's Included in Your Kenya EOR Retainer

One fixed monthly retainer. No hidden charges. No gaps in coverage. All 12 statutory and HR obligations managed end to end.

01

Employment Contracts

Cap 226 compliant agreements covering probation (up to 6 months), 28-day notice periods, 21-day annual leave, and termination/severance (15 days per year of service). English + Kiswahili available.
02

PAYE & KRA iTax Filing

PAYE computed under Finance Act 2025/26 progressive bands. Personal relief of KES 2,400/month applied. P10 filed via KRA iTax before the 9th-of-month deadline every month.
03

NSSF Contributions

Tier I and Tier II pension under the NSSF Act 2013. 6% employee deduction matched by 6% employer contribution. Pensionable pay capped at KES 108,000. Maximum contribution KES 6,480 per side per month.
04

SHIF & Housing Levy

SHIF at 2.75% of gross salary remitted monthly to the Social Health Authority (SHA). Affordable Housing Levy at 1.5% employee + 1.5% employer filed via KRA iTax.
05

Payroll Disbursement & Payslips

Monthly salary paid to bank account or M-Pesa. Fully itemised digital payslips meeting local regulatory requirements delivered to each employee.
06

Leave Management

21-day annual leave, 30-day sick leave, 3-month maternity leave, and 2-week paternity leave — all tracked, approved, and administered in compliance with Cap 226.
07

Disciplinary & Grievance

Formal disciplinary procedures managed by our legal compliance officers — reducing exposure to the Employment and Labour Relations Court (ELRC).
08

Work Permit Integration

Class G Work Permits, Special Passes for assignments under 3 months, and Dependent Passes for family members — managed through our Work Permit service and aligned with employment timelines.
09

Offboarding & P9 Certificates

Final salary settlements, accrued leave pay-outs, statutory severance (15 days per year of service), annual KRA P9 certificates, and clearance documentation.
10

Multi-Currency Funding

Fund your Kenya payroll in USD, GBP, or EUR. CBK-compliant currency conversions with full reconciliation reports provided each cycle.
11

Finance Act Compliance Updates

PAYE band changes, NSSF rate amendments, and SHIF updates implemented on the date of Kenya Gazette publication — no lag, no penalty risk.
12

KRA Audit Documentation

All P10 filings and remittance confirmations retained for the KRA-mandated 5-year retention period. Audit-ready at all times.
48hr
Staff operational
Contracts, registrations & payroll — done.
KES 0
Statutory penalties
Zero late filings on record since 2011.
12
Obligations managed
Every statutory and HR duty in scope.
5yr
KRA record retention
Every payroll record kept for statutory period.
Live Calculator

Kenya Payroll Cost Calculator — Finance Act 2025/26

Calculate your full employment cost in Kenya instantly. Enter the gross monthly salary and any taxable allowances — PAYE, NSSF, SHIF, and the Affordable Housing Levy are computed automatically using current statutory rates.

Monthly Gross Salary
KES
50K 1M
Bonus / Taxable Allowances
KES

Transport, housing, or other taxable allowances. Added to gross for PAYE computation.

Number of Employees
1

Team total shown in the summary. Each employee calculated at the same gross.

Deduction / Contribution % of Gross Monthly (KES)
PAYE Income Tax Employee
Progressive bands 10%–35% · KRA iTax P10 · personal relief KES 2,400/mo
NSSF — Employer Contribution Employer
6% of pensionable pay · max KES 6,480 · Tier I & II · NSSF Act 2013
NSSF — Employee Deduction Employee
6% of pensionable pay · max KES 6,480 · matched by employer contribution
SHIF — Social Health Insurance Employee
2.75% uncapped · replaces NHIF · Social Health Insurance Act 2023 · remitted to SHA
Affordable Housing Levy — Employer Employer
1.5% of gross pay · remitted to KRA via iTax · Affordable Housing Act
Affordable Housing Levy — Employee Employee
1.5% of gross pay · deducted from salary · matched by employer contribution
Total Employer Cost
KES —
Employer Add-ons
KES —
Est. Employee Net
KES —
Team Total (×1)
KES —
Statutory Rates Reference — Finance Act 2025/26
PAYE Income Tax
10% – 35%
Progressive bands. First KES 24,000/mo at 10%. Personal relief of KES 2,400/mo deducted. P10 due 9th of month.
NSSF Phase 4
6% ER + 6% EE
Pensionable pay capped at KES 108,000/mo. Max KES 6,480 each side. Per NSSF Act 2013.
SHIF (Social Health Insurance)
2.75% EE
Uncapped. Replaces NHIF. Remitted to Social Health Authority (SHA) monthly.
Affordable Housing Levy
1.5% ER + 1.5% EE
Both employer and employee contribute 1.5% of gross. Filed via KRA iTax.

*Estimates based on Kenya statutory rates under the Finance Act 2025/26. For indicative purposes only. Contact Two Max Group for a binding EOR cost proposal.

Comparison

EOR vs. Registering Your Own Entity in Kenya

Both approaches establish a legally compliant Kenya workforce. The critical differences are speed, upfront cost, and who carries the compliance liability. Here is an objective comparison.

Factor EOR — Two Max Group Own Kenya Entity
Time to first hire48 hours from engagement3–8 weeks (BRS, KRA, NSSF, SHIF)
Entity requiredNo — use Two Max Group'sYes — mandatory before hiring
Registration costZeroKES 30K–100K+ (legal, BRS, KRA, AGPO)
Monthly adminZero — fully managedIn-house HR team or outsourced payroll
Employment liabilityBorne by Two Max GroupBorne entirely by your entity
PAYE complianceManaged — zero late filings on recordYour liability — 5% + 1%/month penalty for late filing
Finance Act updatesApplied on gazette dateYour responsibility to monitor and implement
Minimum wage trackingMonitored automaticallyManual monitoring required
ScalabilityAdd or remove employees any timeHR capacity and payroll system must scale
Work permitsIntegrated — Class G, Special PassSeparate, independent process
Exit flexibilityEnd engagement — no entity wind-downFull KRA deregistration, NSSF & SHIF clearance required

Choose your own entity for permanent long-term presence

Once your Kenya or East Africa operations are consistently profitable, a registered subsidiary provides permanence, commercial credibility, and lower per-head cost at scale. Two Max Group handles the full Company Registration in Kenya.

Explore Entity Registration →
Industries

Kenya EOR — Industries We Serve

Our compliance infrastructure is built to accommodate the distinct HR regulations and employment dynamics of each major sector operating in Kenya.

Market Entry

Foreign Companies Entering Kenya

The most frequent EOR use case. Onboard a regional lead or full team within days. Transition to your own subsidiary via our Company Registration service at your preferred timeline — with full payroll migration.
Technology

Technology & Digital Companies

Kenya's tech ecosystem — anchored in Nairobi's Silicon Savannah — produces world-class software engineers, data scientists, and fintech professionals. Hire legally from day one with HQ funding payroll in USD or GBP.
Development Sector

International NGOs & Donor Agencies

We balance Employment Act Cap 226 compliance with the strict reporting mandates of USAID, FCDO, EU, GIZ, and UN agencies — delivering audit-ready payroll documentation for every grant cycle.
Financial Services

Banks & Regulated Institutions

Layered compliance documentation, comprehensive audit trails, and PAYE filing histories that satisfy internal risk committees, the Central Bank of Kenya (CBK), and KRA examiners.
Healthcare

Healthcare & Life Sciences

Pharmaceutical companies and research organisations deploy field-based medical and scientific personnel across Kenya's 47 counties — with immediate, legally compliant employment frameworks and statutory benefits.
Professional Services

Consulting & Advisory Firms

Mobilise senior project directors for fixed-term engagements without a permanent entity. Flexible EOR terms tailored to project milestones, donor timelines, and consulting cycles.

Your Kenya team — compliant in 48 hours.

Tell us who you need, their role, and your start date. Two Max Group handles everything from contract to payroll to statutory compliance.

FAQ

Employer of Record Kenya — Frequently Asked Questions

Precise answers to the questions senior executives ask before engaging Two Max Group — with full regulatory detail.

An Employer of Record in Kenya is a locally registered company that becomes the legal employer of your Kenyan workforce on your behalf. Two Max Group issues employment contracts under our corporate identity, executes monthly payroll, manages all statutory deductions (PAYE, NSSF, SHIF, Housing Levy), and fulfils every obligation under the Employment Act, Cap 226. You retain complete operational control — you direct the work, we carry the compliance.

Yes — through an Employer of Record. A foreign company cannot directly employ a Kenya resident without completing the local entity registration process, which typically takes 3–8 weeks. By contracting Two Max Group as your EOR, the employee is legally employed by our registered Kenyan entity while you direct their daily work. You gain a fully compliant Kenya workforce with zero entity requirements and zero registration costs.

48 hours. Once engagement is confirmed, Two Max Group drafts compliant employment contracts, registers the employee for KRA PAYE, NSSF, SHIF, and the Affordable Housing Levy, and activates the first payroll cycle — all within 48 hours. Compare this to 3–8 weeks for independent entity registration, plus additional time to set up payroll infrastructure.

Kenya employees are subject to four mandatory deductions and contributions under the Finance Act 2025/26: (1) PAYE income tax — progressive bands of 10%–35%, filed via KRA iTax P10 before the 9th of each month, with personal relief of KES 2,400/month; (2) NSSF — 6% employee deduction + 6% employer contribution (max KES 6,480 each, pensionable pay capped at KES 108,000); (3) SHIF (Social Health Insurance Fund) — 2.75% of gross salary, uncapped, remitted to the Social Health Authority; (4) Affordable Housing Levy — 1.5% employee + 1.5% employer, both filed via KRA iTax. Two Max Group has never submitted a late statutory return.

The total employer cost of hiring in Kenya is approximately 8.5% above the gross salary. This comprises: NSSF employer contribution of 6% (capped at KES 6,480/month) plus the Affordable Housing Levy employer contribution of 1.5% of gross pay. PAYE, employee-side NSSF (6%), SHIF (2.75%), and the employee Housing Levy (1.5%) are all deducted from the employee's gross salary — they do not increase your cost. Use our payroll calculator above for a precise breakdown at any salary level.

EOR (Employer of Record) — Two Max Group becomes the sole legal employer. No Kenya entity required on your side. This is the correct model when you have no registered subsidiary. PEO (Professional Employer Organisation) — Two Max Group co-employs alongside your existing registered Kenyan entity, and we outsource HR, payroll, and compliance administration. If you have no Kenya company: use EOR. If you have a registered entity and want to outsource HR operations: use PEO.

Under Employment Act Cap 226, Section 9, written employment contracts in Kenya must specify: the employer's name and address, the employee's name and role, the place of work, the date of commencement, the remuneration and payment method, working hours, leave entitlements, notice period (minimum 28 days), and details of any probationary period (maximum 6 months, extendable once). All Two Max Group contracts comply fully with these requirements and are available in both English and Kiswahili.

Work permit management is fully integrated within the EOR service. Our specialists manage: Class G Work Permits for employees on permanent contracts, Special Passes for short-term assignments under 3 months, and Dependent Passes for family members — all issued with timelines aligned to the employment contract start date. Work permit services are delivered through our dedicated Kenya Work Permit team.

Two Max Group manages the full transition with zero disruption to employees. The process includes: entity registration through our Company Registration service if required; migration of all KRA payroll filing history and PAYE records; legal novation of employment contracts from Two Max Group to your new entity; and transfer of NSSF, SHIF, and Housing Levy enrolments. Employees retain full continuity of statutory benefits, and their service years are preserved for severance calculation purposes.

Two Max Group · Employer of Record in Kenya

Your Kenya team —
compliant and operational in 48 hours.

One engagement. Every Kenya statutory obligation managed. Zero penalty exposure. 14+ years of flawless compliance and zero late filings — serving clients across 47 Kenyan counties.

Phone: +254 720 609 482 Proposal: within 24 hours Staff active: 48 hours
Company
Two Max Group
Kenya Employer of Record — IHRM Certified
Location
Nairobi, Kenya
KE
Last Updated
Finance Act 2025/26